TechNeat

Secure Digital Payments

Service Overview

Overview Service

Accept payments confidently with Secure Digital Payments engineered for speed, compliance, and fraud protection.

We design end-to-end payment experiences—checkout, subscriptions, invoicing, paylinks, and payouts—integrated with leading gateways and acquirers.

Our solutions apply tokenization, 3-D Secure, risk scoring, and compliance-by-design to protect revenue and customer trust.

Planning Project

A pragmatic roadmap to secure, high-converting payments:

  • Discovery & Compliance — Markets, methods, tax rules, PCI-DSS scope, SCA/3DS, PSD2/local regs
  • Checkout & UX — One-page, express pay, wallets, saved cards, localization, and accessibility
  • Gateways & Routing — Stripe/Adyen/Checkout.com/PayPal + smart routing, retries, fallbacks
  • Fraud & Risk — Device fingerprinting, velocity rules, ML risk scoring, chargeback workflows
  • Tokenization & Vault — Network tokens, PAN lifecycle, card updater, vaulted instruments
  • Recurring & Billing — Subscriptions, proration, dunning, invoicing, metered usage
  • Reconciliation & Reporting — Settlement, fees, payouts, GL export, dispute analytics
  • Security & Observability — Encryption, HSM/KMS, key rotation, audit logs, alerts, SLAs

Why You Should Choose This Project

Protect revenue while boosting conversion:

  • Higher authorization rates with optimized routing and network tokens
  • Lower fraud and chargebacks via layered defenses and review workflows
  • Global reach with local methods (Apple/Google Pay, BNPL, bank transfers, wallets)
  • Audit-ready compliance: PCI-DSS, SCA/3DS, and data privacy standards

Common Questions for the Service.

Which payment methods do you support?

Cards (Visa/Mastercard/AmEx), Apple Pay/Google Pay, bank transfers, local wallets, BNPL, and COD where applicable.

How do you reduce fraud without hurting conversion?

Risk-based 3DS, adaptive rules, allow/deny lists, step-up verification, and post-authorization reviews with ML.

Can you handle subscriptions and recurring billing?

Yes—plans, trials, coupons, metered usage, smart dunning, and automated retries to recover revenue.

How is sensitive data secured?

Tokenization, encryption in transit/at rest, minimized PCI scope, role-based access, and hardened key management (HSM/KMS).

Do you integrate with ERP/CRM/accounting?

We provide webhooks and APIs to sync orders, invoices, customers, settlements, and disputes with your back-office systems.

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